Accounts Services

Nothing Endures but Personal Qualities - Walt Whitman

Personal Banking

Putting the ‘person’ back into
personalized services

Ever watched an old movie that made you long for the days when shopkeepers and bank tellers knew all their customers by name? If your bank is just down the block, why should you have to phone an automated call center across the country to get information about your account?

Sure, the world is growing and changing faster than ever, necessitating increased efficiency. But at Valley Community Bank, we don’t think that efficiency and personalized service should be mutually exclusive.

We take a sincere interest in each of our customers while ensuring expert service and uncompromising security. Our local approach to personal banking assures that you won’t be stuck talking to a robot. Our experienced, knowledgeable, full-service representatives enjoy helping people. Because people are at the core of everything we do.


CUSTOMIZED FINANCING

Home Equity Lines of Credit
Bernie Billen, VP-Business Development Officer
NMLS #573189
Valley Community Bank NMLS CO. #554309
Tap the equity in your home for many needs
Auto and Personal Loans
Credit Cards
Overdraft Protection

PERSONAL CHECKING ACCOUNTS

All with unlimited check writing.

PERSONAL SAVINGS ACCOUNTS

Regular Statement Savings
Earn interest on the money you save with a low opening deposit and avoid service charges through our low balance requirement.
Money Market Savings
Increase your interest rate on your account balance through limited check writing.
Investment Manager
Achieve premium market interest rates by limiting the number of withdrawals.

HEALTH SAVINGS ACCOUNTS (HSA)

 
This account allows you to save money for future medical expenses.  There are certain advantages to putting money into these accounts, including favorable tax treatment.

CERTIFICATES OF DEPOSIT

Competitive rates and maturity terms are based on the amount and the length of term for the deposit. Contact us or stop by for a rate quote today.

RATES AND FEES

For current interest rates and account fees, please contact a customer service representative at your local banking office.

PERSONAL FINANCIAL SERVICES

  • Online Banking – access 24/7
  • Online Bill-Pay – secure, fast and convenient
  • Telephone Banking – automated system for even more options to get information
  • Debit and MasterCard Cards

For more information on these and other services, please contact one of our representatives at one of our banking offices.

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