Deposit Rates
GREAT CD RATES
This Rate Chart contains information about interest rates
and annual percentage yields for some of the accounts we offer. These rates are
current as of: February 6, 2012
| Certificate of Deposits & Individual Retirement Accounts |
Minimum Opening Deposit |
Minimum Balance
to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Fixed Term CD 14 to 29 Days*
|
| Average Daily Balances of: |
$10,000.00 |
$10,000.002 |
|
|
| $10,000.00 - $49,999.99 |
|
|
0.10% |
0.10% |
| $50,000.00 and up |
|
|
0.15% |
0.15% |
Fixed Term CD 30 to 59 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.10% |
0.10% |
| $10,000.00 - $49,999.99 |
|
|
0.15% |
0.15% |
| $50,000.00 - $99,999.99 |
|
|
0.25% |
0.25% |
| $100,000.00 and up |
|
|
0.35% |
0.35% |
Fixed Term CD 60 to 89 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.10% |
0.10% |
| $10,000.00 - $49,999.99 |
|
|
0.15% |
0.15% |
| $50,000.00 - $99,999.99 |
|
|
0.25% |
0.25% |
| $100,000.00 and up |
|
|
0.35% |
0.35% |
Fixed Term CD 90 to 179 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.25% |
0.25% |
| $10,000.00 - $49,999.99 |
|
|
0.30% |
0.30% |
| $50,000.00 - $99,999.99 |
|
|
0.45% |
0.45% |
| $100,000.00 and up |
|
|
0.55% |
0.55% |
Fixed Term CD 180 to 364 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.25% |
0.25% |
| $10,000.00 - $49,999.99 |
|
|
0.30% |
0.30% |
| $50,000.00 - $99,999.99 |
|
|
0.45% |
0.45% |
| $100,000.00 and up |
|
|
0.55% |
0.55% |
Fixed Term CD 12 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $49,999.99 |
|
|
0.60% |
0.60% |
| $50,000.00 - $99,999.99 |
|
|
0.75% |
0.75% |
| $100,000.00 and up |
|
|
0.85% |
0.85% |
Fixed Term CD 18 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $49,999.99 |
|
|
0.60% |
0.60% |
| $50,000.00 - $99,999.99 |
|
|
0.75% |
0.75% |
| $100,000.00 and up |
|
|
1.00% |
1.01% |
Fixed Term CD 24 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $49,999.99 |
|
|
0.85% |
0.85% |
| $50,000.00 - $99,999.99 |
|
|
1.24% |
1.25% |
| $100,000.00 and up |
|
|
1.34% |
1.35% |
Fixed Term CD 36 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $49,999.99 |
|
|
0.85% |
0.85% |
| $50,000.00 - $99,999.99 |
|
|
1.24% |
1.25% |
| $100,000.00 and up |
|
|
1.34% |
1.35% |
|
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| Checking Accounts |
Minimum
Opening
Deposit |
Minimum Balance
to Obtain Annual
Percentage Yield |
Interest
Rate |
Annual
Percentage
Yield |
|---|
Money Market Savings1
|
| Average Daily Balances of: |
$500.00 |
$2,500.002 |
|
|
| $2,500.00 - $9,999.99 |
|
|
0.25% |
0.25% |
| $10,000.00 - $24,999.99 |
|
|
0.30% |
0.30% |
| $25,000.00 - $49.999.99 |
|
|
0.40% |
0.40% |
| $50,000.00 and up |
|
|
0.50% |
0.50% |
Investment Manager1
|
| Average Daily Balances of: |
$10,000.00 |
$2,500.002 |
|
|
| $2,500.00 - $9,999.99 |
|
|
0.25% |
0.25% |
| $10,000.00 - $49,999.99 |
|
|
0.30% |
0.30% |
| $50,000.00 - $99,999.99 |
|
|
0.50% |
0.50% |
| $100,000.00 - $249,999.99 |
|
|
0.65% |
0.65% |
| $250,000.00 and up |
|
|
0.85% |
0.85% |
Interest Checking1
|
| Super, Senior Checking & |
$100.00 |
|
|
|
| Capital Business 1 |
$1,000.00 |
|
|
|
| Average Daily Balances of: |
|
$1,000.002 |
|
|
| $1,000.00 - $99,999.99 |
|
|
0.10% |
0.10% |
| $100,000.00 and up |
|
|
0.25% |
0.25% |
Heath Savings Account (HSA)1
|
| Average Daily Balances of: |
$100.00 |
$1,000.002 |
|
|
| $1,000.00 - $99,999.99 |
|
|
0.25% |
0.25% |
| $100,000.00 and up |
|
|
0.25% |
0.25% |
|
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| Savings Accounts |
Minimum
Opening
Deposit |
Minimum Balance
to Obtain Annual
Percentage Yield |
Interest
Rate |
Annual
Percentage
Yield |
|---|
Statement Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.15% |
0.15% |
| $5000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $24,999.99 |
|
|
0.45% |
0.45% |
| $25,000.00 - $99,999.99 |
|
|
0.60% |
0.60% |
| $100000 and up |
|
|
0.85% |
0.85% |
IRA Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.15% |
0.15% |
| $5,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $24,999.99 |
|
|
0.45% |
0.45% |
| $25,000.00 - $99,999.99 |
|
|
0.60% |
0.60% |
| $ 100,000 and up |
|
|
0.85% |
0.85% |
Business Statement Savings1
|
| Average Daily Balances of: |
$1,000.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.15% |
0.15% |
| $5,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $24,999.99 |
|
|
0.45% |
0.45% |
| $25,000.00 - $99,999.99 |
|
|
0.60% |
0.60% |
| $ 100,000.00 and up |
|
|
0.85% |
0.85% |
Club/Organization/Assn Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.15% |
0.15% |
| $5,000.00 - $9,999.99 |
|
|
0.35% |
0.35% |
| $10,000.00 - $24,999.99 |
|
|
0.45% |
0.45% |
| $25,000 - $99,999.99 |
|
|
0.60% |
0.60% |
| $ 100,000.00 and up |
|
|
0.85% |
0.85% |
| * A penalty will be imposed for early withdrawal. |
| Fees could reduce the earnings on the account. |
| For current rate information and other services, please contact one of our representatives at one of our banking offices. |
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