CDs & IRAs Checking Accounts Savings Accounts

Deposit Rates




GREAT CD RATES

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. These rates are current as of: August 18, 2014

Certificate of Deposits & Individual Retirement Accounts

Certificate of Deposits & Individual Retirement Accounts Minimum Opening Deposit Minimum Balance
to Obtain Annual Percentage Yield
Interest Rate Annual Percentage Yield
Fixed Term CD 14 to 29 Days*
Average Daily Balances of:  $10,000.00  $10,000.003     
$10,000.00 - $49,999.99      0.05%  0.05% 
$50,000.00 and up      0.10%  0.10% 

Fixed Term CD 30 to 59 Days*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.10%  0.10% 
$50,000.00 - $99,999.99      0.10%  0.10% 
$100,000.00 and up      0.15%  0.15% 

Fixed Term CD 60 to 89 Days*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.10%  0.10% 
$50,000.00 - $99,999.99      0.10%  0.10% 
$100,000.00 and up      0.15%  0.15% 

Fixed Term CD 90 to 179 Days*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.15%  0.15% 
$50,000.00 - $99,999.99      0.25%  0.25% 
$100,000.00 and up      0.30%  0.30% 

Fixed Term CD 180 to 364 Days*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.15%  0.15% 
$50,000.00 - $99,999.99      0.25%  0.25% 
$100,000.00 and up      0.30%  0.30% 

Fixed Term CD 12 Months*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.25%  0.25% 
$50,000.00 - $99,999.99      0.30%  0.30% 
$100,000.00 and up      0.40%  0.40% 

Fixed Term CD 18 Months*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.25%  0.25% 
$50,000.00 - $99,999.99      0.45%  0.45% 
$100,000.00 and up      0.50%  0.50% 

Fixed Term CD 24 Months*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.35%  0.35% 
$50,000.00 - $99,999.99      0.45%  0.45% 
$100,000.00 and up      0.50%  0.50% 

Fixed Term CD 36 Months*
Average Daily Balances of:  $1,000.00  $1,000.003     
$1,000.00 - $9,999.99      0.05%  0.05% 
$10,000.00 - $49,999.99      0.45%  0.45% 
$50,000.00 - $99,999.99      0.45%  0.45% 
$100,000.00 and up      0.65%  0.65% 

[top of page]

Checking Accounts

Checking Accounts Minimum
Opening
Deposit
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
Money Market Savings1
Average Daily Balances of:  $500.00  $2,500.002     
$2,500.00 - $9,999.99      0.10%  0.10% 
$10,000.00 - $24,999.99      0.15%  0.15% 
$25,000.00 - $49.999.99      0.20%  0.20% 
$50,000.00 and up      0.25%  0.25% 


Investment Manager1
Average Daily Balances of:  $10,000.00  $2,500.002     
$2,500.00 - $9,999.99      0.10%  0.10% 
$10,000.00 - $49,999.99      0.15%  0.15% 
$50,000.00 - $99,999.99      0.25%  0.25% 
$100,000.00 - $249,999.99      0.35%  0.35% 
$250,000.00 and up      0.50%  0.50% 


Interest Checking1
Super, Senior Checking &  $100.00       
Capital Business 1  $1,000.00       
Average Daily Balances of:    $1,000.002     
$1,000.00 - $99,999.99      0.10%  0.10% 
$100,000.00 and up      0.25%  0.25% 


Heath Savings Account (HSA)1
Average Daily Balances of:  $100.00  $1,000.002     
$1,000.00 - $99,999.99      0.10%  0.10% 
$100,000.00 and up      0.25%  0.25% 

[top of page]

Savings Accounts

Savings Accounts Minimum
Opening
Deposit
Minimum Balance
to Obtain Annual
Percentage Yield
Interest
Rate
Annual
Percentage
Yield
Statement Savings1
Average Daily Balances of: $100.00 $300.002
$300.00 - $4,999.99 0.05% 0.05%
$5000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $99,999.99 0.20% 0.20%
$100000 and up 0.25% 0.25%

IRA Savings1
Average Daily Balances of: $100.00 $300.002
$300.00 - $4,999.99 0.05% 0.05%
$5,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $99,999.99 0.20% 0.20%
$ 100,000 and up 0.25% 0.25%

Business Statement Savings1
Average Daily Balances of: $1,000.00 $300.002
$300.00 - $4,999.99 0.05% 0.05%
$5,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $99,999.99 0.20% 0.20%
$ 100,000.00 and up 0.25% 0.25%

Club/Organization/Assn Savings1
Average Daily Balances of: $100.00 $300.002
$300.00 - $4,999.99 0.05% 0.05%
$5,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000 - $99,999.99 0.20% 0.20%
$ 100,000.00 and up 0.25% 0.25%
* A penalty will be imposed for early withdrawal.
1. The interest rate and annual percentage yield may change after account opening.
2. Daily Balance. The amount of the principal in the account each day.
3. Average Daily Balance. The average daily balance is calculated by adding the principal in the account each day of the period and dividing that figure by the number of days in the period.
Fees could reduce the earnings on the account.
For current rate information and other services, please contact one of our representatives at one of our banking offices.

[top of page]