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By far the best proof is experience - Sir Francis Bacon

Business Banking

eDeposit Now Available

 
Valley Community Bank now offers eDeposit.  This innovative technology allows you to make check deposits without coming to the bank.  eDeposit enables business customers to convert checks into digital images and transmit directly to Valley Community Bank for deposit.

 

Going beyond services to deliver
real solutions.

Many businesses choose a bank with a wide range of services and special offers. And for each one there is a different banking representative, a different process, and a result that may not be well suited to your banking needs. What’s worse is going through the experience all over again, each and every time.

At Valley Community Bank, we start by having one of our experienced, knowledgeable, full-service representatives do the listening. Then together we can put into action the right solutions that deliver tangible value to your organization. It’s our way of partnering with you to achieve the ultimate goal – success!


CUSTOMIZED FINANCING

Lines of Credit
To meet seasonal cash flow needs and to carry accounts receivable.
Construction Loans
Loans for both commercial and residential land acquisition, development and construction.
Commercial Loans
Equipment financing or permanent working capital.
Real Estate Loans
Commercial real estate financing for owner-users or investors.
SBA Loans
As a Preferred Lender, we can provide both SBA 7a and 504 type loans for business, equipment and/or commercial real estate acquisition.

BUSINESS ACCOUNTS

Value Business Checking

Ideal for small business with a moderate amount of transactions.

Complete Business Checking

A more expansive service for businesses with high levels of activity and/or that use a large variety of banking services.

Capital Business Checking

An interest-bearing business account designed for sole proprietors, not-for-profit organizations and government entities.

Client Trust Account

For businesses such as law offices, insurance agencies, realtors, etc. that require a separate account for holding clients’ funds.

Statement Savings

Interest bearing business accounts with a low opening balance.

Business Money Market Savings

Provides higher interest rates on your account balance.

Business Investment Manager

Interest bearing account that allows you to earn premium rates by making a limited number of withdrawals.

Certificates of Deposit

Competitive rates and maturity terms are based on the amount and the length of term for the deposit. Contact us or stop by for a rate quote today.


RATES AND FEES

For current interest rates and account fees, please contact a customer service representative at your local banking office.


BUSINESS FINANCIAL SERVICES

  • e Deposit – submit deposits electronically from your business

  • Courier Service – we’ll come to your place of business
  • Online Banking – access 24/7
  • Online Bill-Pay – secure, fast and convenient
  • Telephone Banking – automated system for even more options to get information
  • Credit Cards – many options and consolidated reporting
  • Merchant Card Processing – a number of options to meet your needs

For more information on these and other services, please contact us at one of our banking offices.

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